Rates and Fees

This website is not a lender and does not make credit decisions. We provide a connecting service that allows consumers to submit a loan request and potentially connect with lenders or lending partners in a network.

We do not approve loan requests, set loan amounts, determine interest rates, charge lender fees, fund loans, or control repayment terms. Any loan offer comes directly from a lender or lending partner, and approval is not guaranteed.

Loan Costs and Terms

Rates, fees, APR, repayment schedules, renewal policies, late-payment fees, and other loan terms vary by lender, by state, and by the borrower’s individual circumstances. Loan amounts may range from $200 to $5,000, depending on lender availability, state rules, and borrower eligibility.

Before accepting any loan offer, the borrower should carefully review the lender’s full loan agreement. Important details may include APR, finance charges, repayment dates, late-payment terms, renewal options, and any other costs or obligations that may apply.

Funding and Verification

A loan may be funded as fast as the same business day if approved by a lender, but funding times vary by lender, bank, and other factors. Some lenders may verify credit, income, identity, or bank account information, and some may request additional documentation.

Late Payments and Renewals

Late or missed payments may result in additional fees, collection activity, and a negative impact on the borrower’s credit score. If a borrower cannot make a payment on time, the borrower should contact the lender directly as soon as possible to discuss available options.

Renewal policies vary by lender and may involve additional costs. A borrower should not renew or extend a loan unless the full cost and repayment obligations are clearly understood.

Important Disclosures

Short-term loans, including payday loans, can be expensive and are not intended to be long-term financial solutions. Borrowers should request only what they can afford to repay and should consider alternatives before accepting any loan offer.

This website is not responsible for the actions or inactions of any lender or lending partner. Questions about a specific loan offer, rate, fee, repayment term, or loan agreement should be directed to the lender providing the offer.

This service is not available to users from Arkansas, New York, Vermont, or West Virginia.

By submitting information, the user confirms that the user has read, understood, and agrees to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.

For questions about this connecting service, contact us at [email protected].

The information on this page is provided for general informational purposes only and should not be considered legal, financial, or credit advice.